Sociology and Anthropology Essay Example | Topics and Well Written Essays - 1500 words

Sociology and Anthropology - Essay Example Since most people know that smoking is hazardous to people’s health, just a limited number really understands what other social problems smoking can cause to both the people and the entire society. As stated, smoking results in death. According to the World Health Organization, smoking holds responsibility for every single death in five. Extent of Effects of Smoking as a Social Problem Apart from deaths, smoking extended illnesses such as cancer, respiratory and heart diseases among others. Facts maintain that continuous smoking can lead to cancer, which is a killer in both the contemporary United States and the world. Furthermore, smoking claims a higher percentage of heart diseases and respiratory illnesses in America. Smoking also causes liver cirrhosis, which, in turn, results in death if not treated early enough (McEachern, 2010). As people continue to wonder about the direct effects of smoking, research observations reveal that passive smoking, which is a common phenomen on among most Americans, causes lung cancer. Passive smoking is as endangering as it has links with cot death and asthma in children as well as glue gear (Barrett, 2009). Therefore, it is agreeable to say that smoking does not only affect whoever is smoking but also affects those around him. Additionally, contemporary United States, among other countries, is part of the largest producers of tobacco leafs. Tobacco planting results in deforestation as planters must clear the bushes before they replace them with tobacco trees (Gobo, 2004). This shows that the need for smoking leads to deforestation, which in the end results in lack of land for other agricultural purposes. Consequently, people suffer from poverty and other social problems due to tobacco plating in the contemporary United States. Further, the level of crime is on the increase in contemporary United States (Delamater & Myers, 2010). Criminal investigations record the habit of smoking among the youth as one of the most com mon motives of indulging in crime. This is because smoking among teenagers in contemporary United States goes hand in hand with other substance abuse. As a result, the need for more of these substances and lack of resources to acquire them among this generation accounts for their involvement in criminal activities (Barrett, 2009). Sociological Theory That Explains Smoking Interestingly, sociologists and other great thinkers tend to theorize almost everything. Through theorizing, they believe they can set forth better platforms where people can understand certain phenomena. The theory of structural functionalism explains smoking by aiding in establishing the factors that lead to smoking (McEachern, 2010). Additionally, it tries to expound on matters relevant to ways of stopping the habit of smoking. Sociologists in the criminal department have made the use of structural functionalism as a core element in trying to establish the type and amount of smokes, and the time consumed by smok ers. The theory of structural functionalism tries to provide empirical and modified range of type of cigarette that a particular person has been smoking (Evans, 2009). This symbolic dialect also encompasses the application of the theory of symbolic interactionalism which is a social psychological instrument used by sociologists in establishing the amount of smokes consumed by the subject. Essay Two The Nature-Nurture Debate The nature-nurture controversy has been and still is a

Insurance Essay Example | Topics and Well Written Essays - 1500 words - 1

Insurance - Essay Example This insurance mostly targets young drivers because they are inexperienced and reduces their chances of getting into road accidents (Avery, 2011). In most cases, young people, both male and female, usually lack a sense of responsibility especially when they know that they have parents or guardians to take care of them. This is a moral hazard since these young people have a tendency of taking adverse risks because they know that they will not incur the cost of the damages they cause. Young men are known for engaging in risky behaviour such as drunk driving, overspeeding, and ignoring road signs. This puts them on the high premium section because they are high risk insurance buyers (Telematics insurance, 2012). Young women, on the other hand, are known to be more careful because they pay attension to the roads as they drive and are keen on observing road rules. This means that young female drivers are bound to benefit more from telematics insurance than their male counterparts. Conform ing to the provisions of telematic insurance policies gives the young female drivers an opportunity to enjoy low premiums thus lower insurance costs (Wright, 2012). However, being young, both men and women are bound to make the same mistakes that could cause accidents in which the car gets damaged or they damage other people’s property. They do all this because they know that their parents pay the car insurance and, therefore, they behave recklessly. However, there comes a time that they have to be responsible for their actions and this involves paying for their car insurance. This prompts for the selection of an insurance cover that takes care of their needs wholesomely. Telematic insurance promises rewards for its most careful drivers, and this could encourage careless young drivers to be more careful and abandon their moral hazard so as to increase their chances of getting rewards. Telematic insurance is known for its use of technology gadgets which are pricy especially to the young vehicle owners interested in buying insurance cover. Most of the information given to the buyer is about the use of up to date technology to recover lost vehicles and to help drivers avoid accidents. However, the user is not aware that these gadgets are expensive and contribute to the charges of the insurance cover. This is a case of adverse selection because one party is withholding information from the other. The fact that this cover contains rewards in its package only serves to attract clients and to prompt them to be careful while driving (Wright, 2013). When young people realize that their risky behaviour result in loses, they might opt to get an insurance cover thus research for an insurance cover. A standard insurance policy requires all those buying insurance to pay for a certain standard amount. This means that females, who are less likely to damage their vehicles have to pay more. In any case they might not even use the cover after all because chances of them g etting into an accident are very low. Male drivers, on the other hand, tend to get into accidents and the amount females pay may just subsidize that used by the younger males. In addition, insurers do not reduce the price of insurance cost for young female drivers just because they tend to use it less often. In fact, insurance costs keep going higher